Credit Help for Financing Multiple Properties Contents
"A must
read for anyone considering purchasing real estate who believes they have too
low of a FICO score to qualify and who also believes there is nothing they can
do about it. This step-by-step guide shows you how to clean up and boost your
own credit score with the 3 credit agencies. It reads as a how-to book,
defining terms essential to this process, as well as spelling out exactly what
to say and not say to the different parties involved in this process.
This unique
perspective is different than the typical financial planning perspective,
because her focus is on how to boost your score to best position yourself for
getting into the real estate market. The author's research is based upon
information from mortgage brokers and from her own personal experience with
buying and selling 29 properties. Incredibly informative, pragmatic, and easy
to read. "
- Dr. Holley Battey
For more information about Credit Help visit Worry Free Credit Help
Table of Contents
Introduction
1. Credit for Buying Real Estate is Different than Credit for Buying Cars
Common Credit Myths
Credit Requirements for Mortgages
2. Establishing Good Credit
Opening the Right Types of Accounts
Establishing Credit as a Non-US Citizen
Special Information for Married Couples
Perfect Balance of Credit
New Credit Advice: Don’t Pay off Credit Cards!
15 Common Credit Mistakes
3. How to Get Credit Reports for Free
Credit Reporting Agencies
Sample Letter for Free Credit Reports
4. Credit Repair?
Credit Repair Companies and Credit Counseling
Be Careful With Credit Repair Scams
Battling the Big Three
5. Understanding Credit Scores
What Your Credit Score Means
How Real Estate Lenders Rate You
What Does Not Count In a Credit Score?
Sorting Your Credit Score
6. How to Improve Your Credit Score
Update Your Credit Report
How to Avoid Derogatory Remarks
How to Close Credit Accounts
Raising Credit Scores Quickly
The Secrets of "Rapid Rescores"
Temporary Credit Boosts
Credit Help: Payment Plans
How to Get the Magic Credit Score Over 700
7. Help with Credit Problems
Collections to Ignore
How to Pay Collections and not Ruin Your Credit
Collection Agencies and Promises
Handling Collections for Real Estate Financing
Budgeting to Improve Credit Scores:
Doesn’t Mean What the Experts Say!
Help With Late Mortgage Payments
What to Do If Your Home Is In Foreclosure
Buying a Home after a Mortgage Foreclosure
8. How to Get Credit Reporting Agencies to Help You Instead of Causing Misery
Double-D Line of Attack
Three Key "V" Words You Need
Sample Dispute Letter to Credit Bureau
Making Credit Dispute Telephone Calls
Sample Dispute Letter to Creditors
Ten Step Credit Repair Guide
If You Cannot Resolve a Disputed Item
9. Bankruptcy Help
How to Get Financing after Filing Bankruptcy
10. Finance Help
Seven Loan Types and Finance Terms
"Pre-Approved" or "Pre-Qualified?"
What Real Estate Lenders Look For
How to Choose a Real Estate Lender
A New Choice for Home Financing
What is a "Predatory Lender?"
Are Biweekly Mortgages Really Worthwhile?
11. Investor Tips
Financing Multiple Properties
Retain Your Equity: 1031 Tax Exchange
Financing Options: Keeping Rental Houses
How to Finance Fixers
Buy More with Business Lines of Credit
Appendix
HUD-1 Settlement Statement Fee Descriptions
State Statute of Limitations on Debts
Additional Resources
Glossary
Index
Combination sale with Doghouse to Dollhouse for Dollars
Credit Help Book Information
Back to books
"I don't know much about being a millionaire, but I'll bet I'd be darling at it." -Dorothy Parker
About Our Family
Investor Information Links
Real Estate Seminars
For Real Estate Agents
Contact
Us Newsletters How to fix questions?
Ask Brian on our blog.
Jeanette Fisher, Design Psychology
professor
About
Design Psychology
Joy
to the Home Lake Elsinore, CA 951.678.8780
© 2005 Jeanette J. Fisher. All rights reserved worldwide. No part of this website may be copied, republished, stored, or otherwise used.
Legal disclaimer, customer
service, and privacy policy*
Website guarded by
CopyrightSpy.com